Swift Creek Home Under Contract – 1306 Limestone Creek Cv.

In just three weeks, this Swift Creek, Niceville Florida short sale is now under contract!  1306 Limestone Creek Cv. was well-maintained with fresh paint and meticulous care. The home had a huge back yard, enormous Trex deck and terrific landscaping.  The owners did a lot of prep work, based on my recommendations, to get the home ready for sale. Some of these included pressure washing and removing extra items from the home, like furniture pieces, that would have to be packed and shipped anyway.  This made the home show off its bones and let a new buyer imagine the possibilities.

This Swift Creek home is now in the short sale process with Bank of America.  It is pre-approved for the HAFA program, which is the Home Affordable Foreclosure Alternatives program. That is offered through mortgage servicers with suggested guidelines from the U.S. Treasure Department. Some of the benefits of a HAFA short sale are that you will get a waiver of deficiency and may also get a cash incentive at closing. HAFA is available if your lender participates and you meet the following qualifications, from the HAFA website:

• You have a documented financial hardship.
• You have not purchased a new house within the last 12 months.
• Your first mortgage is less than $729,750.
• You obtained your mortgage on or before January 1, 2009.
• You must not have been convicted within the last 10 years of felony larceny, theft, fraud, forgery, money laundering or tax evasion in connection with a mortgage or real estate transaction.

If you are considering a short sale for your Swift Creek, Niceville Florida home,contact me to explore your options.

Wendy Rulnick, Broker, Rulnick Realty, Inc.

Call toll-free 1-877-487-9639 or local 850-650-7883 ext 204
Email Wendy: [email protected]

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Wendy Rulnick, Broker, is a short sale and pre-foreclosure specialist and has been featured in “Kiplinger Personal Finance Magazine” and “Florida Realtor Magazine”. She has successfully helped hundreds of families avoid foreclosure through short sale along the Emerald Coast of Florida. Wendy Rulnick is knowledgeable in all aspects of short sale, including VA Compromise Sale, FHA HUD pre-foreclosure sale, military PCS, HAFA, Bank of America Coop program and more.  She is also co-founder of www.ShortSaleSuperstars.com and short sale instructor to agents across the United States. Wendy Rulnick sells real estate in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Panama City Beach, Eglin AFB, Hurlburt Field.